Terms of Service

1. Acceptance of Terms

By accessing and using Exchange of Currency ("we," "our," or "us"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Description of Service

Exchange of Currency provides free currency conversion services, including:

• Real-time exchange rate information for 200+ currencies and cryptocurrencies
• Currency conversion calculations
• Historical exchange rate data
• API access for developers (subject to separate API terms)

Our service is provided "as is" for informational purposes only.

3. Use License and Restrictions

Permission is granted to temporarily use Exchange of Currency for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

• Modify or copy the materials
• Use the materials for any commercial purpose or for any public display
• Attempt to reverse engineer any software contained on the website
• Remove any copyright or other proprietary notations from the materials
• Use automated systems to excessively access the service

4. Disclaimer of Warranties

Important: The information provided by Exchange of Currency is for informational purposes only and should not be considered as financial advice.

• Exchange rates are provided "as is" without warranty of any kind
• We do not guarantee the accuracy, completeness, or timeliness of rate information
• Actual rates offered by financial institutions may differ significantly
• We are not responsible for any financial decisions made based on our data
• Users should verify rates with their financial institution before making transactions

5. Limitations of Liability

In no event shall Exchange of Currency or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use Exchange of Currency, even if Exchange of Currency or its authorized representative has been notified orally or in writing of the possibility of such damage.

Our maximum liability shall not exceed the amount you paid for using our service (which is $0 for free users).

6. Acceptable Use Policy

You agree not to use Exchange of Currency to:

• Violate any applicable laws or regulations
• Infringe on the rights of others
• Distribute malware, spam, or malicious content
• Attempt to gain unauthorized access to our systems
• Use the service for any illegal financial activities
• Overload our servers with excessive requests

7. API Terms (If Applicable)

If you use our API service, additional terms apply:

• API usage is subject to rate limits and fair use policies
• Commercial use requires a paid subscription
• We reserve the right to modify or discontinue the API
• API keys must be kept secure and not shared

8. Intellectual Property

The service and its original content, features, and functionality are and will remain the exclusive property of Exchange of Currency and its licensors. The service is protected by copyright, trademark, and other laws.

9. Termination

We may terminate or suspend your access immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

Upon termination, your right to use the service will cease immediately.

10. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days notice prior to any new terms taking effect.

Your continued use of the service after changes constitute acceptance of the new Terms.

11. Governing Law

These Terms shall be interpreted and governed by the laws of [Your Jurisdiction], without regard to its conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.

12. Contact Information

If you have any questions about these Terms of Service, please contact us: